Two similarly priced homes can have very different monthly ownership costs. HOA fees, CDD assessments, club requirements, master-association fees, insurance considerations, and mandatory memberships can significantly affect the true monthly commitment.
Marianne helps you compare communities based on more than the purchase price and advertised amenities, giving you a clearer understanding of what the lifestyle may actually cost.
The advertised HOA fee may be only part of the picture. Compare the membership structure, recurring fees, included services, insurance considerations, and estimated monthly cost before choosing a community.
Golf or Non-Golf
Determine whether the community’s lifestyle, membership structure, and recurring golf expenses fit your plans.
Mandatory or Optional Membership
Identify which memberships are required, which are optional, and what initiation, joining, or transfer fees may apply.
HOA and CDD Structure
Separate HOA dues, CDD assessments, master-association fees, bond obligations, and continuing operating costs.
Initiation and Club Fees
Review initiation fees, annual dues, food and beverage minimums, transfer fees, and other club obligations.
Included Services
Confirm whether landscaping, irrigation, security, internet, exterior maintenance, and community amenities are included.
Estimated Total Monthly Cost
Combine all recurring expenses into a clearer estimate of the community’s total monthly financial commitment.
A disappearing CDD does not necessarily mean disappearing costs. Expenses may later appear through HOA dues or another fee structure.
Community fees, assessments, memberships, restrictions, and inclusions may change. Any figures provided should be treated as estimates based on the latest information available at the time of comparison.
All amounts and obligations must be independently verified with the community, developer, association, club, and applicable governing documents before purchase.
Contact Marianne today to learn more about her unique approach to real estate and how she can help you get the results you deserve.
13300-56 S Cleveland Ave Fort Myers, FL 33907